An Online Certificate Program on Financial Independence, Wealth Creation and Debt Free Lifestyle
நிதி தற்சார்பு, செல்வத்தை உருவாக்குதல் மற்றும் கடனற்ற வாழ்க்கை முறை.
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About Course
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Personal Finance (Week 01)
- Introduction to Personal Finance
- Importance of Finance to IT and working Professionals, Students, Dual Income Families (DIF), Single Income
Families (SIF), Single Parents (SP) and Divorcee, Middle Class, Home Makers, Passive Income Seekers - Overview of Financial Independence & Self Esteem
- Four Stages of Financial Independence
- Concept of Savings and Principles of Saving
- Analyze your spending pattern
- Creating “Emergency Fund”
- What is Investment? and Who is an Intelligence Investor?
- Difference between Saving and Investing
- Difference between Investment, Speculations and Insurance
- Features of Investment and Investment Lifecycle
Achieving “Financial Independence” and Assets and Liability (Week 02)
- How Financial Independence can be achieved?
- What is Asset and Liability?
- What are the types of Assets?
- Who are the Real Millionaires?
- Whether they hold big real estate?
- How the top rich people in the world like Warren Buffer, Charlie Munger, Ambani, Adhani, and Rakesh Jhunjunwala maintain their assets?
- What is Networth and High Networth Individual (HNI)?
- Transform your Middle class Mindset to Millionaire Mindset
- Mindset required to become Rich – Correcting misconceptions about Rich & Emulate
DEBT (Week 03)
- What is DEBT?
- Good Debt and Bad Debt
- Control Spending with 5 Filter Approach
- How to come out of Bad Debt – Control Spending
- How to come out of Bad Debt – Clearing Debt – Prioritization
- Alternate/Additional Income Generation
- Mindset Required and Pitfalls to Avoid
- Options to Generate Alternate Income & 4 Step Approach to Start a new Venture Become better at present Job
Financial Life and Financial Freedom (Week 04)
- How to design your financial life?
- Budgeting and Setting financial goals
- Setting your goals for financial independence
- Build your budget and Calculate your net worth
- Estimate your income and expenses. List all assets and debt. Determine your net worth
- The 4% Rule and Calculate your FI Number
- What is Financial Freedom?
- 4 Stages of Financial Freedom
- Rate of Returns expected from Investments
- How long does it take to achieve Financial Freedom?
- Pareto Principle and Wealth Distribution Disparity
- 4 Types of People and Their Cash Flow & Who is Rich
Investment (Week 05)
- What is investment and What is not?
- What is Inflation? Actual Inflation in India vs. Government reported inflation figures
- Benefits of starting early
- The beauty of early Retirement
- Investment in fixed deposits and recurring deposits
- Investment in Gold, Gold Value appreciation, Types of Gold Investment, Advantage & Disadvantages
- Myth about Real Estate, Investment in Real Estate, Real Estate Funds
- Are Rental Properties a Good Idea? Pros and Cons
- Unsafe Investment practices such as Chit funds, Gold Saving Scheme etc.,
Stock Market (Week 06)
- Introduction to Stock Market
- Why should you invest in Stocks
- Myths about Investment in Stocks
- Types of Investors & How not to buy Stocks & Why?
- How to buy Stocks: Shortlisting
- The beauty of early Retirement
- How to buy Stocks: Shortlisting – Practical Demo (Download the January Stock shortlisting and try to filter by yourself by changing various filters to understand shortlisting)
- How to buy Stocks: Due Diligence
- Building portfolio – When to sell?
Mutual Funds (Week 07)
- Introduction to Mutual Funds
- Advantages of Investing in Mutual Funds
- Disadvantages of Mutual Funds and How to mitigate them
- Types of Mutual Funds
- Do’s and Don’ts in Mutual Funds
- 4 Step approach to Mutual funds investment
- Portfolio Management
Achieving “Financial Freedom” (Week 08)
- Portfolio Management (Plot your goals and calculate how much monthly savings you need to make to achieve your financial freedom)
Course Fee
₹6,600.00
- Financial Freedom
- Wealth Creation Secrets
- Debt Free Lifestyle
- Best Investment Strategies